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Fry the unpeeled, crushed garlic cloves in a pan with some olive oil until golden. Remove and set aside.
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Finely chop the onion and fry until it begins to brown, then add the diced ham.
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Cook for about 5 minutes, then add the rice and continue sautéing for about 12 minutes.
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Add water or stock in the ratio 2 liquid to 1 rice. Add the cooked garlic.
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Continue cooking for about 12-15 minutes till the rice is cooked. Remove from the heat, check the seasoning and sprinkle grated cheese on top.
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Put it in the oven for about 5 minutes to melt the cheese and serve immediately.